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When you entrust your money to a bank, you want to be sure it’s an account that’s right for you. One that gives you the most for what you need. That’s exactly why The Exchange Bank has so many accounts to choose from. From Regular Checking to Money Market accounts, you’ll find the one account that has your best interest at heart. Interest bearing accounts may be subject to rate change.

Simply Free Business Checking
Open

Description:

Simple Non-Interest bearing business account designed for businesses that generate 1,000 or fewer monthly items (including checks paid, checks deposited, ACH debits, and ACH credits) including SOLE Proprietorships and Not-For-Profits that do not always have more than $1,500 in their account.

Requirements:

Minimum Deposit to open – $50

Benefits:

  • Monthly Maintenance Fee – FREE
  • 1000 FREE items per month
  • First $10,000 in cash (coin/currency) deposits FREE each month
  • Unlimited Check writing
  • FREE Online Banking
  • FREE ATM/DEBIT Card
  • FREE Online Bill Pay
  • FREE Mobile Banking
  • FREE E-Statements with online check images
  • FREE Thank You gift
  • Buy Back of old checks and debit cards
Commercial Checking
Open

Description:

Checking Account designed for businesses that generate more than 1,000 items per month (including checks paid, checks deposited, ACH debits, and ACH credits).

Requirements:

Minimum Deposit to open – $50

Benefits:

  • Monthly Maintenance Fee – $15
  • Items charged on per-item basis (all items) – only 15c per item
  • Cash (coin,currency) deposits only $.50 per $1,000
  • FREE ATM/DEBIT CARD
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Mobile Banking
  • FREE E-Statements with online check images
  • FREE Thank You gift
  • Buy Back of old checks and debit cards
Business Interest Checking
Open

Description:

Interest bearing business checking account designed for businesses that always maintain more than $1,500 in their account and generate fewer than 1,000 items per month (including checks paid, checks deposited, ACH debits, and ACH credits).

Requirements:

Minimum Deposit to open – $50

Benefits:

  • Monthly Maintenance Fee – $5
  • Competitive Interest Rate
  • No minimum Balance Required
  • No Excessive Check Charge
  • Check Card/ATM Card-No annual S/C
  • ATM Transactions at foreign ATM’s – $1.50
  • FREE Online Bill Pay